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The Rich Kemper Team

We don't work from 9 to 5. We work from start to close!

Kemper team -real estate Remax logo
(813) 777-5332  getrichquick2@aol.com
Ranked in Top 100 Tampa Bay Realtors

USDA MAPS CHANGING?

September 22, 2014 By Richard Kemper Leave a Comment

The USDA Maps are changing on October 1, 2014. Some of you may not know what USDA financing is unless that is the type of loan you got when you purchased your home. It is a loan that is 100% financing and comes with a lower insurance premium than an FHA loan. It also comes with a lower interest rate than conventional loans. My daughter lives in Riverview and they have a USDA loan. How do you know if a home qualifies for USDA financing? It’s simple! You go to http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do. Most good realtors will check the property and put into the MLS listing that it qualifies and most lenders will check if a property is eligible for USDA financing as it gives them another tool in their arsenal to help a home buyer. At any rate, the maps will be changing as of October 1, 2014. They have told us people involved in real estate to make sure that all applications are in by 4:30 pm September 30, 2014 . Once the eligible areas change on November 1, 2014 anyone who has not submitted their application and the home was eligible for USDA financing, but is no longer eligible, will not be able to get USDA financing on the home. So, please let anyone you know who is in the process of buying a home know about the change. All you have to do is ask what type of loan they are getting. If they say USDA then you can be their hero for a day!

Filed Under: News Tagged With: usda, usda eligability, usda financing, usda maps

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The Rich Kemper Team has 25 years of experience in the real estate industry and ranks as one of the Top 100 Realtors in the Tampa area. Both Rich and his son Josh have lived in the Tampa area since 1999 and have an in depth knowledge of the area.

Rich Kemper is your local Remax real estate agent serving the Tampa areaThe Rich Kemper Team is devoted to helping buyers and sellers in the Tampa area. Rich and Josh Kemper are Remax agents and are rated in the Top 100 Realtors® in the Tampa area. Offices Brandon - Riverview - St. Pete.

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